Hi there,
I'm debating refinancing my primary residence, but in addition to rates I was curious to know if any mustachians know of not-terrible mortgage lenders that service SC. My current mortgage was originated by a lending agent through a mortgage marketplace and immediately was traded 4 or 5 times (it took 6 months for me to finally land with a permanent lender who would let me set up an online account). I really don't want to go through all that again, both because it was a pain in the ass for me, and because I don't want to support the crazy mortgage trading system if at all possible, so my question is: does anyone know of a lender that won't immediately sell off my mortgage to some unknown party?
Mortgage details:
Principal remaining: $196,832.49
Interest Rate: 4.5%
Loan origination date: 08/30/2013
Current monthly payment (including escrow): 1422.58
State house is located in: South Carolina
Thanks in advance for any help!