We are currently at 2/24 with Chase. The last credit cards we applied for are:
Dec 9, 2018 - Chase Southwest Priority & Chase Southwest Business (business cards don't count towards 5/24, right?)
Jan 30, 2019 - Chase Sapphire Reserve
I have some big spends coming up so would like to apply for 1-2 Chase credit cards. I am thinking it might be best to concentrate on business cards first as they don't count towards 5/24? Considering the Chase Ink Business Preferred (with a sweet 80k bonus points) but open to suggestions. Our focus is on travel rewards and we are willing to pay annual fees if we feel the perks are worth it.
Ultimately, we would like to end up with a nice array of Chase credit cards to maximize spending bonuses. However, we do also want to be cautious as we don't want to get shut down. We currently have 7 personal cards including Chase Hyatt, Chase IHG and Chase Freedom. I am considering canceling two of our personal cards that we don't use. DH kept them around thinking of selling tradelines but I really don't want to risk a Chase shutdown so we will just use other banks for tradelines.
Also - would it be OK to apply for two Chase CCs - maybe one personal and one business on the same day like we did in December or just do it one at a time? At this rate, it will take until the end of the year or even 2020 to hit 5/24! If we do two, I think I would go with:
- Chase Ink Business Preferred (80k bonus points)
- another personal card? which one?
Any suggestions?