Author Topic: Vanguard - Investment Mix  (Read 2823 times)

newton

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Vanguard - Investment Mix
« on: April 05, 2016, 02:20:01 PM »
Hi

Based on recommendations on this site I recently moved my IRA and Roth IRA to Vanguard.  I have them split into VTIAX (international) and VTSAX.  I noticed the fees for the VTIAX were double that of VTSAX.

Am I better off just putting all into VTSAX?  Any benefits either way?

Thanks!

nereo

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Re: Vanguard - Investment Mix
« Reply #1 on: April 05, 2016, 02:25:36 PM »
well... to state the obvious...
VTIAX invests in international companies.  VTSAX invests in all publically traded US companies.
VTIAX has higher fees because it costs slightly more (on average) to invest in foreign companies.

It's up to you to determine how to invest.  many people are 100% VTSAX (note that roughly a 1/3 of all profits from VTSAX come from these US companies selling stuff overseas).  Others want more international exposure, so they add VTIAX. 
What you do is up to you, your comfort level, your expectations for the global economy over the next 10, 20, 30 years... etc.

hope that helps.

forummm

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Re: Vanguard - Investment Mix
« Reply #2 on: April 05, 2016, 04:18:20 PM »
Please don't post duplicate posts.

nereo

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Re: Vanguard - Investment Mix
« Reply #3 on: April 05, 2016, 04:23:26 PM »
Please don't post duplicate posts.
well... at least this is the correct sub-forum to post such a question in, although using the 'search' function could have avoided it all together.
 
OP - you might want to delete your post in Reader Recommendations, and avoid double-posting in the future.

Cheers

newton

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Re: Vanguard - Investment Mix
« Reply #4 on: April 05, 2016, 05:43:51 PM »
Thank you very much.  Obviously posted in error but really wanted the feedback.

 

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