Author Topic: I need a credit card, recommendations? Looking at "miles" cards  (Read 311 times)

rothwem

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I need a credit card, recommendations? Looking at "miles" cards
« on: October 29, 2018, 07:34:57 AM »
I just got married, and my wife and I are looking to open a joint credit card.  We both have excellent credit, 800+.  Since we both live approx 8-10 from our families, we are interested in a travel miles card, but there's so many fucking choices and so much fine print.  Any recommendations on which one to get?  We'll probably put ~$1500/month on it.  I'm currently looking at capital one venture, since I've always been pretty happy with the service I get from Capital One, but if there's other choices, I'm open to hearing about it. 

Also, no southwest since they don't fly into our local airport, and they don't fly to the nearest airport near my wife's family, so its pretty worthless for us. 

ditheca

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Re: I need a credit card, recommendations? Looking at "miles" cards
« Reply #1 on: October 29, 2018, 11:08:47 AM »
I don't know about a long-term miles card because I usually switch cards rapidly for signup bonuses.  The AmEx Gold Delta Skymiles has a nice signup bonus and Delta miles never expire.  I'm currently chasing that one.

I signed up with a public 50,000 mile bonus after 3k spend, but my referral link is a better deal for 60,000 after 3k spend.  http://refer.amex.us/KERRIMJOaV?XLINK=MYCP

I'm not sure its worth keeping after the initial bonus.

geekette

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Re: I need a credit card, recommendations? Looking at "miles" cards
« Reply #2 on: October 29, 2018, 03:47:57 PM »
There's a free course by a couple mustachians here.  There's a great FB group as well.

Before you apply to anything make sure you're aware of Chase's 5/24 rule, which, if it's not covered in the course, a quick google will educate you.  Basically, Chase won't approve you for many of their cards no matter your credit worthiness if you've gotten 5 or more cards in the last 24 months.  Get the relevant (great) Chase cards first, then worry about the others. 

Here's an updated list of cards and their opening bonuses from the Travelmiles 101 course.  If you're not wedded to a particular airline, just getting miles from all you can gives you greater flexibility.