Author Topic: How do you track your spending?  (Read 11186 times)

Debts_of_Despair

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Re: How do you track your spending?
« Reply #50 on: July 08, 2018, 04:01:15 PM »
Banktivity, formerly known as iBank.  Have it setup so most transactions are automatically downloaded.

burning_ac1d

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Re: How do you track your spending?
« Reply #51 on: September 17, 2018, 01:57:39 AM »
with spending tracker on Android

ian055

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Re: How do you track your spending?
« Reply #52 on: September 17, 2018, 11:41:12 AM »
I've been tracking my spending for almost 3 years. I started using a free app called Spending Tracker. With this I have to manually enter everything. At the time I was afraid of linking my accounts to an app like Mint. I found that manually entering my expenses made me extra aware of what I was spending my money on and what categories it was going into. It's very tedious, but after a few weeks it just became a habit. I'm still doing it, even though I signed up for Personal Capital and Mint a couple of months ago to steam line the process.

tonymg

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Re: How do you track your spending?
« Reply #53 on: September 19, 2018, 02:34:05 AM »
One can use anything manual or software. but if you're not committed to tracking your expenses they eventually fail.

stoaX

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Re: How do you track your spending?
« Reply #54 on: September 20, 2018, 04:36:05 PM »
One can use anything manual or software. but if you're not committed to tracking your expenses they eventually fail.

Well said.  I did notice that after a while it just becomes second nature.  It probably took about a year of earnestly making the effort to track my expenses and then it became so routine it's like brushing your teeth - you just do it without thinking much about it.

middo

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Re: How do you track your spending?
« Reply #55 on: September 20, 2018, 05:49:35 PM »
I use an Australian Government App, call Trackmyspend, by ASIC. 

I collect all data on my phone each month, in basic categories such as food, drink, water bills etc.

Then at the end of the month I dump it into a google sheets document and sort and categorise it there.

Then I dump the monthly figures into another sheet that has my monthly spends by category on it, for longer term trends.

It takes a bit of discipline to collect the data, particularly from my wife, but she understands why I am doing it.

it works for us.

kpd905

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Re: How do you track your spending?
« Reply #56 on: September 20, 2018, 07:47:25 PM »
My custom spreadsheet has evolved over 5 years now.  I use Personal Capital to monitor my accounts, but I have to track all my spending in the old spreadsheet.