Author Topic: Earnest Student Loan Refinance Experience  (Read 723 times)


  • 5 O'Clock Shadow
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  • Posts: 2
Earnest Student Loan Refinance Experience
« on: January 30, 2017, 01:56:06 PM »
The process was quick, and simple. Customer support is just a call away, and always very helpful. They compete mainly with SoFi, which i applied as well. Overall i have to say the experience was better going through the process with Earnest. If by any chance you decide on Earnest, by using my Earnest referral link:

You can get a bonus of $200 dlls. It is a nice way to start paying off those student loans.

When you share your personal referral link with your friends and family, you'll each get $200 when they refinance with Earnest.


  • 5 O'Clock Shadow
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  • Posts: 43
Re: Earnest Student Loan Refinance Experience
« Reply #1 on: January 31, 2017, 02:40:13 PM »
How long before your payoff posted? I refied with SoFi at the start of last year (and collected the $300 bonus) and then just refied with Earnest this month (again collecting the $300 bonus). However, I signed over three weeks ago, and I'm still awaiting payoff. They told me at the time that they were running a little behind, and it's not a big deal. I'm just curious.

For reference to anyone else looking to do this, Earnest was able to offer me a much lower fixed rate. By refinancing this month, I cut about $12k off my total cost.

Here's my referral link:
« Last Edit: February 06, 2017, 01:28:20 PM by ejchis »