Author Topic: Auto-renewing subscriptions you don't want to renew automatically?  (Read 496 times)

justvisitedyesterday

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Howdy,

Just a little trick for those pesky auto-renewing subscriptions you don't want to have to remember 1 month or 1 year later...

I have a Citi Double Cash card (2% back on everything) as my standard credit card between credit card bonus deals. 

One thing I don't think many people know is that Citi offers (on all their cards) a "Virtual Account Number" option that gives you unlimited custom numbers that you can add a $ and/or expiration date (12 month limit) to so any type of auto-renewing subscription will fail when they try to renew it, but satisfies the requirement to have a credit card for the first purchase or sign-up.

I've used it for magazine subscriptions, free trials, app subscriptions, website subscriptions, online purchase security, etc.

Once logged in click on "member benefits" --> "credit card security" --> "virtual account number" and then "advanced" to set limits.  I've only ever used the web browser but there's a desktop version if you use it a lot.

For others' benefit, do any other cards have this option?

Happy holidays...should have posted this on Black Friday, no?
« Last Edit: December 23, 2018, 10:43:56 AM by justvisitedyesterday »

Nola584

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Re: Auto-renewing subscriptions you don't want to renew automatically?
« Reply #1 on: December 23, 2018, 10:16:36 PM »
Thanks for posting- this is handy and I didnít know it existed! Iíd definitely prefer to do some extra work up front rather than risk forgetting to cancel.

HipGnosis

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Re: Auto-renewing subscriptions you don't want to renew automatically?
« Reply #2 on: December 27, 2018, 08:40:28 PM »
I wonder if that'd work for getting out of things that auto-charge that are hard to cancel; like gym memberships

SmileAllDay

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Re: Auto-renewing subscriptions you don't want to renew automatically?
« Reply #3 on: January 03, 2019, 11:19:26 PM »
Ohhhh nice, justvisitedyesterday. That's something I never thought of, and sounds more intelligent that my elaborate 'set calendar reminder to cancel' technique that has a 75% success rate. :)