Author Topic: The BEST place in the US to FIRE is.....  (Read 20707 times)

letsdoit

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Re: The BEST place in the US to FIRE is.....
« Reply #50 on: October 09, 2018, 08:53:12 AM »
amen to fam and friends

EricEng

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Re: The BEST place in America to FIRE is.....
« Reply #51 on: October 11, 2018, 05:09:16 PM »
In an emergency, I'm confident you could get help but besides that they won't help you.  You have to drive a half hour across two borders to Blaine, WA.  It's definitely one of the downsides but I figure most early retirees are like myself and into exercising daily, eating healthy, and taking good care of your body.
What would happen if an American in your area went into labor and needed to reach a hospital?  I can't imagine the border guards being happy letting someone across in labor even if you are trying to pass through to the American side to deliver.  Just curious for those still growing families.

CanuckExpat

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Re: The BEST place in the US to FIRE is.....
« Reply #52 on: October 21, 2018, 12:32:45 AM »
Not sure the specifics about Point Roberts, but there are I believe agreements between Canada and US that allow ambulances etc to transport patients across border to nearest hospital in case of emergency

profnot

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Re: The BEST place in the US to FIRE is.....
« Reply #53 on: October 28, 2018, 11:32:27 AM »
Point Roberts is a great place to retire - until your health starts going downhill.

I have friends who live there and I have visited.

Medicare and US health insurance is not accepted in nearby Canada.  You wouldn't want to go there in an emergency anyway, as the local US hospital offers far better treatment.

The drive to Bellingham where the hospital and all the US doctors are is 1.25 or more hours away, even with a Nexus card to get you across the border quickly.  50 miles each way.  And when you are in poor health or tired with caregiving for your spouse, driving 2.5 - 3 hours in one day just for medical appointments is exhausting.

There is an affordable subscription for helicopter Medevac transport for medical emergencies.  But the emergency must be dire for the insurance and subscription to kick in.

Over half the population of 1,300 is over age 65.  There are few jobs in town and almost all are minimum-wage sort.  So while a nice place for telecommuters and work-at-home types (writers, etc) to raise their children, there are few people of working age to hire for gardening, home repair, and caregiving when you become unable to do these chores yourself. 

And because of high demand and low supply, those services are expensive.  (Lawn mowing at $50 an hour and up.)  I spoke to a friend there last month: there are 2 caregivers total in Pt Roberts.

Pt Roberts is like an island but attached on the northern side to mainland Canada.  Canadians can't live there more than half the year or they lose their health insurance.  So it's a great place for a very small number of people.

This means it takes 3+ years to sell your house when it is time to move closer to medical resources.  2 years if you reduce the price hugely.  Buyers must want to live in this beautiful area with very odd demographics.  Home price doesn't matter so much.

Summers are glorious.  Many Canadians have beach cottages in Pt Roberts and around 3,000 come down for the summer.  It's lots of fun without the usual noise of a beach resort town.  And Vancouver is close by several huge firework shows and great activities in the summer.

If you want to retire there, make it your summer cabin location.   

Smart retirees move there before age 60, knowing they will put the house on the market by age 70 so they can move to an area with resources for seniors a couple years later.

This post is just to complete the picture of what life is like for Pt Roberts retirees and to hopefully warn others how tough life can become when living in a rural area far from medical resources and a young workforce for affordable home help.
« Last Edit: October 28, 2018, 11:36:23 AM by profnot »