Hi All
So these last few months my wife and I have been slammed by what feels like bill after bill after bill. First our water main went - $4000; then my car needed serious repair - $3500; now we have property taxes on the way ($2600). Obviously we have a stash, and we can deal with all of them. Oh - and our washing machine and dryer went. Another $1600.
But it got me thinking about shifting from my new career of my dreams as a freelance writer to going back to the cubicle. Don't get me wrong, we're getting through every month with the occasional treat and even a trip to Europe. When you go through six months like this, though, where you're getting slammed left and right financially, it makes you wonder if enough is ever enough.
Snapshot background: net worth C$2.2m, <50% in property. $200,000 in near-cash investments, rest in pensions. Wife (40) earns C$105K, I (47) made a huge C$6000 last year and C$11,000 so far this year (my target is C$30,000 this year and C$45,000 next). I FIREd to freelance/start a new career and look after our son 16 months ago.
Grateful for any advice or observations. No-one wants to go back to the cubicle but maybe needs must? Like I said, we're surviving, thriving even. But periods like this make me wonder.
Thanks team mustache!
BA