CHIP application - Privacy?

[yachi]

I'll be 1 year FIRED the end of January, so I'm still adjusting to end of year applications.  I need to show my income sources to qualify the kids for CHIP healthcare.  Our ER budget isn't high enough for everyone to be on ACA plans.  Last year I was either able to provide a 1099 for my Traditional to Roth Conversion, or Vanguard's Transaction Confirmation had all the information.

This year, I did the conversions using individual stocks (without selling them first), and the Transaction Confirmation didn't include a valuation for them.  It's too early for 1099's to be available.  I can include "bank statements" but my Vanguard statement includes my total balance, and all my positions.  I don't feel comfortable sharing all that information.  Can I block it out the unnecessary information in the Vanguard statement?  Maybe I could include the Transaction Confirmation, and provide the valuation information in a letter, while stating that the 1099 will only be available in January?

[reeshau]

I wouldn't feel bad at all about redacting unnecessary information.  Include redacting your account numbers, too.  From there perspective, it's less chance a leak on their side could bleed over to you, and cause them trouble, too.

[MustacheAndaHalf]

Will they accept stock prices from Yahoo Finance?
https://finance.yahoo.com/quote/AAPL/history?p=AAPL

You could look up the price/share for any day, and multiply it by the number of shares.

[secondcor521]

Depending on how militant your ACA marketplace folks are, you could also do something as simple as write a letter.  "I'm retired, our 2023 income will be $X based on $Y of dividend income and $Z of Roth conversions."

[yachi]

I wouldn't feel bad at all about redacting unnecessary information.  Include redacting your account numbers, too.  From there perspective, it's less chance a leak on their side could bleed over to you, and cause them trouble, too.

As weird as it's going to look, I think this might be what I end up doing, along with an explanatory letter that 1099's wont be available till the new year.  They'll get two pages of redacted investments, a redacted account number, redacted totals.

Will they accept stock prices from Yahoo Finance?
https://finance.yahoo.com/quote/AAPL/history?p=AAPL

You could look up the price/share for any day, and multiply it by the number of shares.

I'd feel weird adding this information to the transaction confirmation page, so it would have to be a separate table in a letter I'd include.  I know what the values should be, but CHIP didn't provide like a table to put information in.

Depending on how militant your ACA marketplace folks are, you could also do something as simple as write a letter.  "I'm retired, our 2023 income will be $X based on $Y of dividend income and $Z of Roth conversions."

The ACA folks here accept my word for what my income is going to be, and any backup documents are due after (I think) January 31, so for them I can wait until 1099's showing all of 2022's activity are available.  We have enough income for the adults to be on ACA plans, but not enough for the kids.  The kids get referred back to an older program called CHIP and they have somewhat different reporting requirements.  In PA, a family of 6 is able to have an income up to $77,000 and still quality for no-cost CHIP.  It's really good insurance too.  They have a Low Cost option for incomes up to $116,700.  I don't know what happens on the ACA exchange if our income is that high.  Here's a summary of costs: https://www.dhs.pa.gov/CHIP/Eligibility-and-Benefits/Documents/CHIP%20Income%20Guidelines%20Chart%202022%20(Effective%203-1-2022).pdf