My wife and I recently setup a trust to avoid probate at our deaths.
But a couple things I learned about avoiding liability seem worth passing on.
I live in Florida so what I say may be Florida specific.
If you have two cars title, them in the name of the person that drives it the most.
That way if there is an accident only assets of the driver/owner can be attacked,
and money that is titled in both names is not reachable.
We have a son at college, he has one of our cars, I was told, get that car in his name,
otherwise, if he has an accident your assets are at risk.
Also bump your liability coverage up to the minimum required for an umbrella
policy, and then get an umbrella policy.
Just a couple tips I thought I'd pass along.