Author Topic: Trying for a mortgage  (Read 567 times)


  • 5 O'Clock Shadow
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Trying for a mortgage
« on: April 07, 2017, 10:44:16 PM »
   Eight months back, I resigned from my previous job and joined my current firm. Now I am trying to get a mortgage to buy a home here. I was searching for what are the documents needed to submit. Here I found that (, the applicant must not be in the probationary period. I have completed the training and I am a permanent staff now.
   In this condition is it possible for me to apply for a mortgage? I have more than 3 years of experience in Canada as a computer programmer. But I have only 6 months experience here. That is why I am asking this.


  • Walrus Stache
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  • Location: Sydney, Oz
Re: Trying for a mortgage
« Reply #1 on: April 07, 2017, 11:04:20 PM »
It's not a job application - they don't care about your experience.

If you are on probation it means that the risk of you being terminated from your job is higher - which leads to the lender questioning how you will pay your loan.

There are regulations lenders have to follow to not lend to people who cannot pay it back. So this is one example of that restriction in practice.


  • Global Moderator
  • Bristles
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  • Posts: 379
  • Location: Canada
Re: Trying for a mortgage
« Reply #2 on: April 11, 2017, 08:06:00 AM »
Just a personal thing: I don't respect financial websites with such poor grammar.  Anyone working here, professionally, should know better than to make mistakes like that on a professional website.

"Home ownership is a dream nearly all Canadianís share"

A headline with a apostrophe used for a plural?  Come on, now, people.