Turning 65

[blue_green_sparks]

The snail-mail-box nowadays has all kinds of offer/schemes just for me. Most letters are addressed in beautiful cursive writing....sometimes with a "Mr ___ and Family". How quant. You know us old folks love cursive writing. Free delicious steak dinners at fancy establishments to get my free financial advice. Generous offers for reverse mortgages endorsed by 70s-era celebrities, so I can enjoy "my time". Offers to buy my house outright, as is. Tons of Medicare Advantage Plans on offer in quasi-deceptive, official looking government envelopes.

It's good to be alive!

[reeshau]

Sometimes I fantasize about going to those free fancy dinners just to heckle the presenter, and call out uncomfortable questions in front of the group, loudly.

"What is your total fee structure?!"

"What is the return your clients made, net of your fees?"

"What's the Morningstar rating of this fund?!"

"What if I want to leave in less than 5 years?!"

"How does this compare to a low-cost, total market index?!"

"Where is your form ADV?!  How many complaints have you received in the last 10 years?!"

"Are you a fiduciary?!  And where is that in writing?!"

I haven't been bored enough yet, but would mentally count that as public service time.

[blue_green_sparks]

Sometimes I fantasize about going to those free fancy dinners just to reckless the presenter, and call put uncomfortable questions in front of the group, loudly.

"What is your total fee structure?!"

"What is the return your clients made, net of your fees?"

"What's the Morningstar rating of this fund?!"

"What if I want to leave in less than 5 years?!"

"How does this compare to a low-cost, total market index?!"

"Where is your form ADV?!  How many complaints have you received in the last 10 years?!"

"Are you a fiduciary?!  And where is that in writing?!"

I haven't been bored enough yet, but would mentally count that as public service time.

Imagine if a whole group of friends conspired to do that in consort! That would so "make the meal", LOL.

[RetiredAt63]

Sometimes I fantasize about going to those free fancy dinners just to reckless the presenter, and call put uncomfortable questions in front of the group, loudly.

"What is your total fee structure?!"

"What is the return your clients made, net of your fees?"

"What's the Morningstar rating of this fund?!"

"What if I want to leave in less than 5 years?!"

"How does this compare to a low-cost, total market index?!"

"Where is your form ADV?!  How many complaints have you received in the last 10 years?!"

"Are you a fiduciary?!  And where is that in writing?!"

I haven't been bored enough yet, but would mentally count that as public service time.

Imagine if a whole group of friends conspired to do that in consort! That would so "make the meal", LOL.

And you would probably end up on an "avoid these people" list, soliciting problem solved.   ;-)