Author Topic: I wonder why healthcare is so expensive in the US?  (Read 4076 times)

Exflyboy

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Re: I wonder why healthcare is so expensive in the US?
« Reply #100 on: July 14, 2018, 09:27:04 PM »
This is why the golden words need to be uttered before you as a patient agree to ANY treatment..

"Is it PRE-APPROVED"?

I will not get any test or accept any procedure unless I hear it is pre-approved by my insurance company.. I really don't care if I'm considered to be a PITA.

pecunia

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Re: I wonder why healthcare is so expensive in the US?
« Reply #101 on: July 15, 2018, 06:40:54 AM »
Abe:
Quote
The contract almost always says you cannot disclose the cost because then:
1) people from Insurance B will find out and say "hey, why is Anthem paying $Y+5 ?!" and potentially switch to Insurance A
2) people from Insurance A through Z will realize they are paying significantly more in premiums than they are getting back
3) people at that hospital may go to a different one with a cheaper negotiated payment if they care how much the insurance company is paying (above their out of pocket expenses)

This reminds me of ragged merchants bantering back and forth in the desert over the proper price to pay for a melon.  The difference is that they are bartering with people's lives.  Sort of disgusting.

Exflyboy

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Re: I wonder why healthcare is so expensive in the US?
« Reply #102 on: July 16, 2018, 11:14:51 PM »
Abe:
Quote
The contract almost always says you cannot disclose the cost because then:
1) people from Insurance B will find out and say "hey, why is Anthem paying $Y+5 ?!" and potentially switch to Insurance A
2) people from Insurance A through Z will realize they are paying significantly more in premiums than they are getting back
3) people at that hospital may go to a different one with a cheaper negotiated payment if they care how much the insurance company is paying (above their out of pocket expenses)

This reminds me of ragged merchants bantering back and forth in the desert over the proper price to pay for a melon.  The difference is that they are bartering with people's lives.  Sort of disgusting.

"Sort of"?... How about "Is!"?

We already know that some people simply can't afford HC. But thats OK, if you have more than say $2M on the stock market you will make more from the HC cartel than you will ever pay,.. Way more if you have $10M+

It really is disgusting!