I am Border42
Lol, some dumb bass was convinced that b42 and I were the same person. Haha, we're not even the same gender. I'd jump on this pile, but I am smart enough to know that b42 was way smarter than I am.
As to returning under a new persona, I predict he is going to live a full and happy post-MMM Forum life. He doesn't need us. His contributions were mostly of the helping others variety anyway, even if he was strident on occasion <wink>. Speaking of strident, I propose that he was no more so than the kill the mortgage people. What's different was that he really was trying to help other people hasten their journey to FIRE, not just patting himself on the back. Not killing the mortgage is a much more nuanced concept. It's not such an easy soundbite and the true advantages of this approach are often apparent only from the vantage of hindsight. By then those super cheap mortgage rates will be a distant memory.
Thank you to everyone who has pledged to continue supporting the DPOYM thread. Everyone should understand the concept fully so they can make the most optimal decision for their situation. If the thread dies, where else will people learn this powerful lesson?