No, that's not a better question. It's a strawman. I never said that.
Obesity is almost never a gene issue, and even when it is, you still have control of just how obese you become.
If you're a health insurance company, and you have two people, one that rarely ever has medical issues, and another who is in the hospital multiple times per month, would you charge them the same?
Absolutely. Healthcare is a right, not a privilege for those with better genes.
With that being said, since we disagree that healthcare is a right, I don't think we'll agree on anything that builds upon that idea. Why is it that you believe healthcare is a right?
Better question. Why do you believe only certain people should be provided healthcare?
Car insurance companies can drop people for deeming them too high risk. Remember the analogy you said was valid? Is it now no longer valid because it doesn't fit your agenda?
Outside of using your analogy against you, poor people who are discriminated against because of their perceived eating habits and required to pay more in healthcare premiums, will absolutely not be able to afford healthcare. And where do you draw the line and how do you test to determine it's precisely form poor eating habits? Do you follow them into McDonalds? What if they just gave birth and have a considerable amount of weight to lose? How much time do you give them to lose the weight? What if their child develops cancer and they have to spend their free time attending cancer treatments and therefore don't have the time to focus on diet and exercise?
And where do you in fact draw the line? My friend has a genetic pre-disposition to ALS since his mom died form it recently. Should he be charged more?
How about those serving in the military? They are certainly more likely to be injured or die, especially in combat. What about those who drive more? Sit behind a desk more often for their job? All folks making choices that increase certain health risk.
Who knew healthcare was so complex?