Do you want to hear a funny story? We are booked on a Carribean cruise departing Saturday from Miami to San Juan,Grand Turks, St Kitts and St Martin.Skipped the trip insurance as it would be a hefty 25 percent add-on. Don't you think they would cancel and give everyone refunds? They began by delaying the cruise until presently its delayed until Tuesday with a completely different itinerary. This was so they could avoid giving out refunds. If we accept a credit towards a future cruise we will be going to Alaska on our last ever Carnival cruise. BTW we boarded up our home in Broward county and evacuated on Wednesday.