I feel silly, honestly. I feel silly that these steps feel like monumental victories. The simple act of saying no to a litany of opportunities to consume and carouse must be so obvious to other people. It’s a straightforward way to save. But if I’m being honest with myself, I’m doing something I never did. I’m thinking about money all the time, and I’m not afraid of it. I check my account balance without feeling like I need to do calming breathing exercises first.
Still, I’ve nurtured a state of being, a personality, of being “broke” for much of my adult life. “I’m just not good with money,” I’ve said, as if that’s a chronic ailment.
I found this very difficult to read, and not just because of the dark grey text on black background.
The Lyft rides for family, the grocery bills, the spending on accessories, travel, gifts... she'd became accustomed to a lifestyle that until now she couldn't afford. I was burning inside just screaming out "WTF!!!".
I think she gets it, but it's hard to understand why she reverts to old habits when she knows it puts her in difficulty. Self-destructive tendancies seem to be very difficult to overcome.
Good luck to her.
Nice read, thanks for the link.THIS^^^
I feel that your argument for credit doesn't address the author's description of how using cash changed her emotionally.
You are right. It does not. That emotional connection is very important.... now what is she going do you do about it? She still has no idea what she spends her money on. She thinks she "is done". She really is just ready to finally START.