While I have never read the book, I always think of what my FIL told me when I was asking about borrowing money to do something. He said there is nothing wrong with a man that borrows money, but there is if the man doesn't pay it back. I suppose this could go along the lines of making wise choices and having the capacity to pay back the debt. I don't like borrowing for stuff, but I have a hard time saving up for it too. I would rather have a good stash of cash in the bank then pay thousands if I can get a low interest loan. I always find motivation with having debt. It gives me a goal and I always try to pay stuff off early.
