It only costs like $125 to get a backup camera after market, and they're easy to put in. So don't let that be the deciding factor.
+1 on distractions being the cause of accidents. My parents were very strict- no passengers other than siblings the first 6 months of driving. No touching the music AT ALL while driving. No driving after a certain time of night. They made it clear it was not our car, but rather, their car they were letting us borrow. (They paid insurance and gas for us). They also made clear that, as the price for this, it was our job to help them where needed- picking up siblings or running whatever errands they requested of us.
None of us have ever had an at-fault crash or any sort of ticket, parking or speeding.
All this. Our 17-year old pays for half his insurance cost (his part is around $40/month, and he has to keep his "good student" discount) and his gas (though to be fair, most of his driving is discretionary - -he can get to the places he needs to go on a bike if he chooses.) It is MY car, and he is allowed to drive it (and sometimes I'll buy him a tank of gas when he does multiple or long distance errands for me), and it's a 1995, so pretty much a tank with decent handling. (It's the car we replaced: we'll hold onto it until it develops an expensive problem.) The car has a midnight curfew, so if he wants to be out after that, one of his (teetotaling friends) has to drive, or he walks or Ubers. He pays his own parking tickets, which means he only got one before he started looking very carefully at what those funny signs along the sides of streets actually say.
Our state has a graduated license, so no unrelated teens in the car until you've been driving 6 months or a year. And during his learners permit year he spent many, many hours driving one parent or the other and getting attentive 1-on-1 instruction from people who knew him well and are highly motivated to have him survive to adulthood.
Qualifiers:
1. No need to drive from our house, it's walkable/bikeable to school, practices, most other stuff.
2. Fairly responsible kid.
3. He has a job, although he works few hours during his sports season. It's amazing how quickly he can translate "hours making pizza" to "gallons of gas".