- Engaged and going to buy a house sometime in 2020 (20% down)
Congrats on doing well and your engagement!
Biggest thing you can do at the moment to sabotage your future is to marry the wrong person. 2nd biggest thing is to fail to keep the right person happy and wanting to be married to you.
Those are both financial and happyness risks.
Is your fiance frugal, average or a spendthrift?