VINIX versus VTSNX

[brellis1vt]

I have limited options in my 401k (although last year they finally got some low cost funds in it) and have tried to maintained a portfolio of
35% S&P 500 Equivalent
20% Mid Cap
15% Small Cap
25% International

However my only real option is VTSNX.  It's performance has been poor when compared to VINIX; however, that's also the point of diversification.  I know a lot of people believe that you get all the diversity you need in the S&P funds because it includes companies that are exposed to the international economies.  What do you think of the risk/reward of switching and even if the US weakens compared to the rest of the world does holding a percentage in VTSNX help me compared to VINIX?

[RWD]

I have limited options in my 401k (although last year they finally got some low cost funds in it) and have tried to maintained a portfolio of
35% S&P 500 Equivalent
20% Mid Cap
15% Small Cap
25% International

Seems reasonable.

However my only real option is VTSNX.

I can't think of any better international funds.

It's performance has been poor when compared to VINIX; however, that's also the point of diversification.

Yes, past performance doesn't guarantee future returns.

I know a lot of people believe that you get all the diversity you need in the S&P funds because it includes companies that are exposed to the international economies.  What do you think of the risk/reward of switching and even if the US weakens compared to the rest of the world does holding a percentage in VTSNX help me compared to VINIX?

US versus International tends to go in cycles. I don't think dropping International funds after an extended losing streak (relative to US funds) is good timing. But it's impossible to predict the future. Personally I have about 30% of my portfolio in International.

[brellis1vt]

Thanks @RWD .  That was the kick in the pants I needed to stay with my current allocation instead of chasing performance which typically produces negative results.