Howdy 'stachers-
I'm doing an end-of-year finances review and considering making investment changes to my Vanguard Roth IRA. My current holdings are 60% VHCAX and 40% VUVLX total around $120,000 (USD). I'm considering transferring these into 100% VTSAX. With VHCAX being an actively-managed fund it has a higher expense ratio that I'd like. This fund is closed to new investors, so once I sell I'm out forever.
VUVLX is also a closed fund that will be merged into Vanguard Value Index (I'm assuming that's VVIAX) in January 2021 pending shareholder approval.
Is there any reason I shouldn't transfer these into VTSAX for a Roth IRA investment? My wife and I currently have holdings in VTI and VFIAX but no VTSAX.
Thanks!