I started a Vanguard brokerage account in 2014 with the idea of someday using the interest to make my student loan payments. It's been a few years and I have no idea what to do next. Should I withdraw from my index fund? Sell some stocks? Leave it all be?
Student loan balance: $14k (two loans: 8,600 and 5,400)
1.75% interest on both (very low, I know!)
Payment is $175/month but I'm ahead so technically don't owe til 2022.
Vanguard brokerage account:
$27,500k in VTSAX
$8,500 in stocks - I purchased these for fun and have had mixed performance. All of these are long-term gains/loses
Apple - $3k, paid $1600
Chipotle - $1,400, paid $1,500
Tesla - $1,400, paid $960
Ultimate Software - $2,700, paid $1,500