This is not a question we can answer for you. You need to decide what your asset allocation between different asset classes will be for yourself based on your goals and risk tolerance. Once you have decided that, the exact funds can mostly decide themselves.
Understood.
My financial adviser provided a risk tolerance test and we came up with the target portfolio shown on the right side of the attachment. My portfolio has strayed - probably because of my recently increased investing in Vanguard Target Retirement 2030. I want to move my $21K IRA to a low cost provider, I was looking to see if anyone here could see any easy move that would accomplish this and move toward the target portfolio.
To me it is kind of like a puzzle since moving the IRA means moving money out of some asset classes and into other asset classes.
E.g. I could move all of it into SCHB since the large cap value/growth needs the most shoring up for the target portfolio.
OR
E.g. I could move $9K into SCHA and $3K into SCHO and bring small cap growth and short term bond, respectively, to their target amounts and then put the remaining $9K into SCHB.
Eventually, my financial adviser will make adjustments in the investments he manages to bring my overall portfolio in line.
I don't think there are any bad choices in the funds I am looking at (right?).
I figure other more experienced people here can do this sort of thing with one hand tied behind their backs, so I wanted to find out what others here would think. I would probably learn something too, bonus!
Thanks.