I have a sum of money in a Vanguard Index Fund that we now realize we will need to use the majority of in the next year or two. That was not the plan when I put it in there a year ago. It has about $1500 in gains at the moment. I know the market can be volatile so I'm thinking of pulling it to their money market account or my savings account. At the same time, this feels a bit like trying to time the market because if things were less volatile and going up and up I probably wouldn't feel I need to pull it. That said, if I knew I was going to need it in a year or two, I wouldn't have put it there in the first place so the correct choice is probably to pull it.
If I do that, do I wait for a green day or is that still dangerous timing the market. I feel like if I pull it on a day things tanked that's dumb because it could go back up the next day, but it could also fall more the next day.
Thoughts?