We have too much cash sitting around with no "job", but since my husband's been laid off, I don't want to put it anywhere risky, but it's a couple year's living expenses, so at least a good chunk of it can be somewhat inaccessible.
Capital 360 is paying a paltry .75%. I got an offer from Nationwide for a 15 month CD paying 1.01% annually (w00t?) with a $100 bonus (in the form of a VISA gift card) after 60 days. Minimum of $500 put in. Yeah, I can do that.
Know of anything better?