I have a 401K and put all of my contributions in pre tax. My wife has a 457 plan. I was going to make her contributions go to Roth 457 but from what I think I understand is you can withdraw it at any time after leaving the company but then it still gets taxed if withdrawing before 59.5 and whats the best way to have available funds without penalty and taxs if we could take an early retirement?
