- So, I finally got my other half to open a Vanguard IRA in December 18....she threw 5.5k in for openers....
Than, January 2019, she threw another 6k at it....(straight up VTSAX for both contributions)....
We thought we'd be able to keep contributing to it this year so we logged-on last night to set-up auto-contributions and it's telling us ...."NO...you've reached your yearly limit"...(say what?)
I thought the "limit" just meant 6k was recognized by some tax benefit...anything after would not count.
So, now we don't know where else to invest her savings....
I personally have 401k from work and my own personal Vanguard account that's separate from hers.
Thanks