Author Topic: Portfolio Allocation  (Read 269 times)

hgjjgkj

  • Stubble
  • **
  • Posts: 130
Portfolio Allocation
« on: August 01, 2018, 12:07:19 PM »
There are a million topics on this but I still struggle with it.

I am primarily in SPY and building a position in Vanguard Ex US.  Even in looking at total stock market performance, Vanguard Total stockmarket still drew down 40%+ during the 08 recession. The Total Bond fund proved pretty resilient though and was down only about 4%.

I have been thinking maybe the best option is to allocate any excess performance to bonds. But I am unsure how others think about this

RWD

  • Handlebar Stache
  • *****
  • Posts: 2176
  • Location: Mississippi
Re: Portfolio Allocation
« Reply #1 on: August 01, 2018, 12:17:04 PM »
Everyone's personal situation is different. How far you are to retirement, rate of savings, risk tolerance, etc. will guide your decision making on asset allocation. There's a lot of reading material on this, some examples:
http://jlcollinsnh.com/2014/06/10/stocks-part-xxiii-selecting-your-asset-allocation/
https://www.bogleheads.org/wiki/Asset_allocation
https://www.bogleheads.org/wiki/Investment_policy_statement

effigy98

  • Stubble
  • **
  • Posts: 206
Re: Portfolio Allocation
« Reply #2 on: August 01, 2018, 03:38:41 PM »
Pick one that does not have you selling at the bottom due to panic when the new media is telling everyone to sell. I like the golden butterfly, Larry, and the all seasons as I know I can stick with it when SHTF.

https://portfoliocharts.com/portfolios/
« Last Edit: August 01, 2018, 03:41:50 PM by effigy98 »