I got rather lucky with BTC this past year and made about $300k.
This is what I've done with it so far:
- Paid off mortgage: $50,000
- Invested in a rental property: $60,000
- Personal loan to friend at 4% interest: $47,000
- Home improvements (solar plus minor renovations): $14,000
- Tax on winnings (so far): $14,000
- Charity $5,000
I've been reluctant to invest the remaining $110,000 as I'm convinced that the stock market is overvalued and I'm already overexposed in rental real estate. Of course, it's arrogant to think that I can continue to time markets correctly, and I've already let all those dollars sit around for 7 months when they could have been working for me. Ideally, I'd like to invest conservatively now, then aggressively once the next economic downturn hits.
What would you do in my situation? 33, single, post-FIRE.