I'm 33yo. and have a taxable, roth IRA, 401k, and HSA. I'd like a simple, one fund portfolio that auto rebalances and has a 80/20 or 85/15 asset allocation that I can DCA into all of my accounts. I understand that something like that may not be the most tax efficient, but I'm not entirely sold that annual tax loss harvesting will save a material amount of money in the long run. Right now I'm looking at $AOA, but am open to other choices if there is a better performing, lower cost one fund portfolio for the long run.
Thanks for any recommendations.