I maxed out my ESPP plan for 2014, and it didn't go to well TBH. The plan was for the stock PCP, and I ended up with 41ish shares of it. I sold 4 to finish maxing my 2014 HSA.
So I have 37ish shares left, at ~$210. ($7800 value.)
I have $4500 of debt on a 0% card that's good 'till june 2016. ($45/mo)
I owe $7000 on my car, at 1.95% interest. ($140/mo)
I have $3500 of room in my 2014 roth.
I have $3800 in cash savings in a 1% savings account, and like $35,000 of room on various credit cards.
It seems like the best option is sell it all off, max my Roth for 2014, HSA for 2015, and maybe make a dent in the motorcycle. It would be kind of nice to kill off the motorcycle loan though, and free up the cashflow... though at 2%, its not like it's a huge interest drain.
Or, I could let it ride, I suppose, but I'm not sure what PCP is going to do during the next year. And I'm continuing to invest heavily in the ESPP.