I just married in January, but my wife didn't have any income last year. (She finished law school.)
My understanding is, that since she had no income, we can't put money into a Roth for her for 2014. I suppose the spousal IRA won't work either, since we married in 2015.
Am I correct about this? I just want to make sure. Are there any other tricks that we can take advantage of, now that we're married?