I am going to move my Fidelity Roth IRA to a Vanguard Roth IRA.
The expense ratio for Fidelity Total Market is .10 and Vanguards Total Market ETF is .05.
I believe there is no cost for me to move it.
Does anyone know of any hiccups to watch out for?
Also, if I put emergency fund money in my Roth IRA, can I really take it out tax / penalty free? I hear you cannot withdrawal your earnings but just your contribution tax/penalty free. What is a safe spot, in an Roth IRA, to keep emergency fund money guaranteed? Are money markets even 100% guaranteed in Roth IRA?
Thank You!