Y'all, I'm trying to figure out how to invest my HSA funds and I called the bank that holds the account and they sent me a sheet of mutual funds I could choose from. I know next to nothing about mutual funds as the only I do with my other accounts is invest in Vanguard index funds like VTSMX. Since I am aiming for FIRE, would I want to stick with Class A or B funds? And does it make much difference which of these funds I choose?
(I tried to copy and paste the information, but I'm not very good at figuring how to make it readable again, sorry!)
Company Type Ticker Class A Class B Class C
Franklin Templeton Conservative Target FTCIX FTCCX
Moderate Target FMTIX FTMTX
Growth Target FGTIX FTGTX
John Hancock Investments Lifestyle
Portfolios Conservative JALRX JBLCX JCLCX
Moderate JALMX JBLMX JCLMX
Balanced JALBX JBLBX JCLBX
Growth JALGX JBLGX JCLGX
Aggressive JALAX JBLAX JCLAX
Russell LifePoints Funds Target
Portfolio Conservative RCLAX RCLCX
800-787-7354 Moderate RMLAX RMLCX
www.russell.com Balanced RBLAX RBLCX
Growth RALAX RALCX
Equity Growth REAAX RELCX
MFS Allocation Fund Conservative MACFX MACBX MACVX
800-225-2606 Moderate MAMAX MMABX MMACX
www.mfs.com Growth MAGWX MBGWX MCGWX
Aggressive Growth MAAGX MBAGX MCAGX
{00231381 v1 CONFIDENT } 2
Oppenheimer Portfolio Series Conservative OACIX OBCIX OCCIX
800-255-2755 Moderate OAMIX OBMIX OCMIX
www.oppenheimerfunds.com Active OAAAX OAABX OAACX
Equity OAAIX OBAIX OCAIX
Pacific Life Optimization Funds Conservative POAAX POABX POACX
800-800-7646
Moderate
Conservative POBAX POBBX POBCX
www.pacificlife.com Moderate POCAX POMBX POMCX
Moderate
Aggressive PODAX PODBX PODCX
Aggressive POEAX POEBX POCEX
Principal SAM Flexible Income SAUPX SBUPX SCUPX
800-222-5852
Conservative
Balanced SAIPX SBIPX SCIPX
www.principalfunds.com Balanced SABPX SBBPX SCBPX
Conservative Growth SAGPX SBGPX SCGPX
Strategic Growth SACAX SBCAX SWHCX
Putnam Absolute Return 100 Fund PARTX PARPX PARQX
800-225-1581 300 Fund PTRNX PTRBX PTRGX
www.putnam.com 500 Fund PJMDX PJMBX PJMCX
700 Fund PDMAX PDMBX PDMCX