I'd appreciate your feedback on these fees. I'm loving the FIRE spreadsheet shared here on the forum. It has allowed me to see the big picture on what my investments cost.
Now I'm curious to know what these fees will do to my goals, and life-plans...I'm looking at these fees and thinking I could live quite well on $40K/year!
For the taxable account, I've slowly sold higher-fee assets and moved $ to other assets...so this is not my first look at the fees.
My goal is to get all accounts into a 3-fund portfolio across all accounts, and leave my day-job ASAP (2-7 years, depending on housing situation).
After reading through many helpful threads here, bogleheads, and Go Curry (avoiding taxes), I'm starting to think about incurring some CG tax after I leave my day-job and have less Earned Income.
Here are my investments that incur management fees.
401k
Ticker Amount Fee Fee in Dollars
VTSNX $28,400 0.08 $2,272
VIEIX $30,698 0.06 $1,841
VINIX $32,072 0.035 $1,122
Rollover IRA
VTSAX $337,310 0.04 $13,492
HSA
VHT $8,121 0.1 $812
VOO $7,513 0.03 $225
Taxable Account
VTSAX $118,502 0.040 $4,740 (short)
PSA $32,607 0.05 $1,630 (long)
SCHD $25,695 0.06 $1,541 (long)
IJR $29,298 0.07 $2,050 (long)
IJH $43,301 0.07 $3,031 (long)
VOO $57,889 0.03 $1,736 (long)
VTIAX $21,081 0.11 $2,319 (plan to invest this week)
VBTLX $70,194 0.05 $3,509 (plan to invest this week)
Total Fees: $40,325
Average Fees: 4.21% (based on total portfolio: $958K)