Greetings,
I'm considering opening an account at my local credit union. Here are the details:
Requirements:
direct deposit of 1000 or more monthly
ten POS transactions monthly
must access online banking at least once monthly
must opt for electronic statements as opposed to paper statements
Offers:
free checks
free account with standard fee structure (overdraft charges, bounced checks etc)
free online bill pay
free debit card
refunds 15$ in ATM fees from other banks a month
no monthly service charges
2.53% APY on balances less than 25,000
0.3% APY on any amount over 25,000
I meet all the requirements this branch requires at my current bank.
Can you think of a reason I should not switch? Am I missing something?
-tdccarpenter