At my job, I have a 401(k) through Lincoln Financial. In this 401(k), I have been investing in 3 index funds. I am also National Guard, and have access to the TSP, and have been investing a small amount into 2 funds that are basically index funds. Below is a comparison. I am trying to determine where to put the most money. Since it is a normal Guard position, it's 1 weekend a month and such. I only make around $10k at Guard in a year, and I think max contribution I could make is 92%.
These are the funds I have:
Fund 1 Year 3 year 5 year 10 year Fee
Columbia small cap index NMSAX 12.81 11.46 15.43 10.01 0.45
Columbia mid cap index NTIAX 15.69 10.65 14.48 9.51 0.56
Columbia large cap index NEIAX 21.30 10.93 15.27 8.05 0.45
S Fund (small/med cap) 18.22* 6.78 14.84 8.13 0.079
C Fund (large/med cap) 21.82* 8.95 14.73 7.00 0.042
*Edited to update the 2017 returns
I get 2.5% match from my employer at 5% from me. I get no match on TSP.
Looking at it based on fees, I should be maxing out the TSP as much as a I can in a year. But the Columbia funds seem to have a higher average return on them.