I'm a nose to the grindstone kind of person. I got lucky and my work paid off. I worked while the money accumulated and I ended up with about $400K in my savings account. It sat there, losing value to inflation. The people at Chase said, "Hey, let's put this in an account with 'interest'," and before I knew it, they were signing up for a JP Morgan Managed Brokerage account. I asked, "What's the benefit over ETFs? And the guy gave me some spiel about those trading with the market and their product offering some kind of advantage. I wasn't really sold, but I figured it was better than doing nothing and now, 5 months later, the account is up $10K, which I believe is a bit better than inflation.
I hate to be that person, but what should I do? I'm posting this to get my feet wet and gain some control over my financial situation. If I don't start interacting with the community, I'll just keep doing what I'm doing (see aforementioned grindstone comment).