I am a 23 year old PhD student in the UK, from Spain.
I have decided that I will not be staying in the UK after these three years, so it is more practical for me to keep my savings in euros, so I will be transferring my money to Spain. I don't pay any tax in the UK out of my scholarship, because I am a student.
Because I am just starting, I cannot invest directly in a Vanguard fund (they require 100000 dollars minimum), so after much looking, I found the company
Indexa Capital, which is the only company that I found that allows me to invest in low cost index funds (although they force you to buy several index funds with bonds, because the funds are bought automatically).
From what I understand, Spain does not tax unrealized capital gains, and neither does the UK. There won't be much gains in this time, but do i need to declare hese gains? if so, where?
Also, when I move to some other european country, would I have problems with the taxes because I invest money in another country?
If somebody has found good tools to invest in Spain, with little money (less than 10,000 euros), it would be nice to hear about that, too.