This thread and recent conversations with younger colleagues (mid-late 20's, I am in my mid 30's) has been my first time really experiencing a semblance of what was probably going on during the dot com boom. Most of these colleagues are tech savvy millennials who are over the moon about things like their amazing crypto currency investing strategy. They made 400% returns last month, after all, so obviously they know what they're doing! Some will eventually cash out at a fortuitous time to "lock in their gains," all the while thinking they were smarter than the rest of us, but sooner or later it's the market that will ultimately come out ahead, as it always does. I congratulate these young winners on their good luck, if not their skill, but I am still happy as a clam knowing that my sure thing path to riches will decisively beat a large majority of the not-so-fortunate suckers that are also playing the slots with their future.