Hi all!
I'm a bit concerned my retirement portfolio is unbalanced.
Special snowflake details:
-I work freelance, so my salary varies from year to year. I'm currently having a good year, so I'm trying to sock away as much as possible
-no 401k, I'm doing my best with a Roth IRA and my union gives me an Annuity
-37 years old, plan to work probably a long time
-If possible, I'd like to keep what I currently have where it is (unless it's totally dumb) and add to it with new funds as I earn them
8% - I-Savings bond (treasury bond)
36% - (taxable) VTSAW - Vanguard stock market index fund
10% - Traditional IRA - Vanguard Wellington Fund
33% - Roth IRA - Vanguard Wellington Fund
13% - Annuity through work - Vanguard 2035 Retirement fund (VTIFX)
I get the sense I need to adds some bonds or REIT's into the mix.
Thanks to the people who actually do this to help people. I hope to return the favor as I learn more!