Hi everyone.
Starting the New Year, I have decided to take dividends in my taxable accounts as cash, depositing them into my Vanguard settlement account, and reinvest as needed/use as spending $$$. My question, what to/can I do with the dividends from my Roth, traditional, and inherited IRA's? Currently they are still set up as reinvested - They kinda have to right? I can't "take" dividends from these investments, and deposit them into the settlement account as cash, without a penalty or similar, right? If I'm wrong, what are my options?
Background: I am ER, age 50. Thanks for the help.