Hey, I didn't realize how well Robinhood works for regular banking. Money you put in earns 1.8%, on par with Ally, but you get a bank card to use for cash withdrawels or purchases--which you don't get with Ally.
I don't think they have bill pay but it seems like a convinient place to stash cash or some emergency money. Right now ally is paying 1.6% for savings.
Also, just a note, if you open a brokerage account with a link to get a free stock, you do NOT have to put any money in or even enter your bank info. Just click on the right that your bank isn't listed and they let you just skip to the next part.
https://join.robinhood.com/denisem704ETA: Hhhmmm, it seems that you apply for this cash account separately from your brokerage account. So if you transfer money to your brokerage acct if doesn't automatically go to a 1.8% savings account. And oddly, it seems there's a waiting list to open the savings acct? Well I'm on the list so we'll see how it works.