The Money Mustache Community
Learning, Sharing, and Teaching => Investor Alley => Topic started by: shannyeire on May 15, 2018, 10:30:38 AM
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Hi All
First timer here, figured you guys could probably help. My husband just moved to a new company and their 401K is through Empower Retirement, who we are not familiar with. We would appreciate some advice and thoughts on the offerings. Thanks.
American Century One Choice In Ret I Asset Allocation ATTIX
American Century One Choice 2020 I Asset Allocation ARBSX
American Century One Choice 2025 I Asset Allocation ARWFX
American Century One Choice 2030 I Asset Allocation ARCSX
American Century One Choice 2035 I Asset Allocation ARLIX
American Century One Choice 2040 I Asset Allocation ARDSX
American Century One Choice 2045 I Asset Allocation AOOIX
American Century One Choice 2050 I Asset Allocation ARFSX
American Century One Choice 2055 I Asset Allocation ARENX
American Funds EuroPacific Gr R5 International Funds RERFX
Fidelity International Index Inv International Funds FSIIX
Oppenheimer Developing Markets Y International Funds ODVYX
Principal Real Estate Securities Inst Specialty PIREX
Goldman Sachs Small Cap Value - Instl Small Cap Funds GSSIX
Touchstone Small Company Y Small Cap Funds SIGWX
Fidelity Extended Mkt Index Inv Mid Cap Funds FSEMX
JPMorgan Mid Cap Value L Mid Cap Funds FLMVX
Prudential Jennison Mid Cap Growth Z Mid Cap Funds PEGZX
American Funds American Mutual R5 Large Cap Funds RMFFX
Fidelity 500 Index Inv Large Cap Funds FUSEX
T. Rowe Price Blue Chip Growth Large Cap Funds TRBCX
Loomis Sayles Bond Instl Bond Funds LSBDX
PIMCO Real Return Instl Bond Funds PRRIX
Voya Intermediate Bond I Bond Funds IICIX
Key Guaranteed Portfolio Fund Fixed
Edited to add - husband is 45, and I am 46. No kids. Goal is to retire in 9 years to Europe (we are dual citizens). Current assets are c. 750,000. Combined annual income of c. $220,000. Currently living in HCOL area. Our current allocations are about 70/30 - stocks/bonds.
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Hi All
First timer here, figured you guys could probably help. My husband just moved to a new company and their 401K is through Empower Retirement, who we are not familiar with. We would appreciate some advice and thoughts on the offerings. Thanks.
American Century One Choice In Ret I Asset Allocation ATTIX
American Century One Choice 2020 I Asset Allocation ARBSX
American Century One Choice 2025 I Asset Allocation ARWFX
American Century One Choice 2030 I Asset Allocation ARCSX
American Century One Choice 2035 I Asset Allocation ARLIX
American Century One Choice 2040 I Asset Allocation ARDSX
American Century One Choice 2045 I Asset Allocation AOOIX
American Century One Choice 2050 I Asset Allocation ARFSX
American Century One Choice 2055 I Asset Allocation ARENX
American Funds EuroPacific Gr R5 International Funds RERFX
Fidelity International Index Inv International Funds FSIIX
Oppenheimer Developing Markets Y International Funds ODVYX
Principal Real Estate Securities Inst Specialty PIREX
Goldman Sachs Small Cap Value - Instl Small Cap Funds GSSIX
Touchstone Small Company Y Small Cap Funds SIGWX
Fidelity Extended Mkt Index Inv Mid Cap Funds FSEMX
JPMorgan Mid Cap Value L Mid Cap Funds FLMVX
Prudential Jennison Mid Cap Growth Z Mid Cap Funds PEGZX
American Funds American Mutual R5 Large Cap Funds RMFFX
Fidelity 500 Index Inv Large Cap Funds FUSEX
T. Rowe Price Blue Chip Growth Large Cap Funds TRBCX
Loomis Sayles Bond Instl Bond Funds LSBDX
PIMCO Real Return Instl Bond Funds PRRIX
Voya Intermediate Bond I Bond Funds IICIX
Key Guaranteed Portfolio Fund Fixed
It might be helpful to know your age and investment goals. Without any of that info I would say this is the best fund in that list as far as return/cost. The 13 year old in me really wants to point out that its called FU SEX.
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Agree on FUSEX, most likely that will have the lowest expense ratio, but it would be a good idea to check and make sure.
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Expense ratio on FUSEX is 0.09%, which is the lowest of them all.
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Going by the names, I'd say a mix of these three is a good choice. I would personally give them equal weight.
Fidelity International Index Inv International Funds FSIIX
Fidelity Extended Mkt Index Inv Mid Cap Funds FSEMX
Fidelity 500 Index Inv Large Cap Funds FUSEX
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Great, thanks for the input.
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Going by the names, I'd say a mix of these three is a good choice. I would personally give them equal weight.
Fidelity International Index Inv International Funds FSIIX
Fidelity Extended Mkt Index Inv Mid Cap Funds FSEMX
Fidelity 500 Index Inv Large Cap Funds FUSEX
^^ This ^^
Weighting is up to you, but these three give you broad market exposure both domestic and international, at very low expenses.