I am not a Harper fan (actually there is no party I really support, each have something I can't stand about them), but they do win me points on that one. It makes me chuckle people bashing it by saying "Ah great, Harper is helping out the rich folks again". The TFSA is available for EVERYONE, they seem to forget that, sure I am not able to put 10K$ a year in my TFSA, but at least I don't have to worry about going over the limit and for once the goverment gives us a tool in which the goverment can't get our money (unless they dramatically alter the TFSA rulings which is something that worries me if another party goes in power, especially the NDP). We have too many people in our society who embraces being poor and blame everyone else for their poor mismanagement of their own money. I do not make alot of money, but I am still able to put money aside in the TFSA even though I am in the lower tax bracket. Its all about spending less than what you earned, instead I notice people hoping the goverment becomes their knight and shining armour and save them from their own mess that they created themselves. A perfect example, is this one person complained to me about having no money for the tfsa and whining that Harper is helping out the rich, but yet, that same person pays 80-90$ on a cell phone plan, that 80-90$, could easily go towards the TFSA or at least a portion of it if he want to keep his cell but with a lower plan. I could only imagine what other useless spending this guy makes that could also go towards savings.