Can Roth 401k contributions be withdrawn after a rollover to a Roth IRA?

[zolotiyeruki]

The thread title says it all--I'm trying to set myself up for a successful Roth ladder several years from now. I currently contribute to my 401k at work, but am thinking about adding some Roth 401k contributions as well.  Then, when I eventually FIRE, I'd roll the Roth 401k into my existing Roth IRA.

My question is this:  I know I can withdraw Roth IRA contributions after 5 years with no tax or penalty.  How does that apply to rolled-over funds from a Roth 401k?  Would I be able to withdraw the original Roth 401k contributions, after the 401k has rolled over to the Roth IRA?

[EvenSteven]

A recent thread that may be of use:

https://forum.mrmoneymustache.com/taxes/question-about-using-roth401k-dollars/msg2680730/#msg2680730

[zolotiyeruki]

That's precisely what I was looking for!  Thanks--my google-fu was failing me.

[seattlecyclone]

I know I can withdraw Roth IRA contributions after 5 years with no tax or penalty.

No need to wait five years. You can take your contributions out the next week and pay no tax on them.

[zolotiyeruki]

I know I can withdraw Roth IRA contributions after 5 years with no tax or penalty.

No need to wait five years. You can take your contributions out the next week and pay no tax on them.

You're right--I was thinking of Roth conversions.