Question:
For 2015 I did not contribute to my Roth IRA or my spouses' (she is a SAHM so I can contribute to a spousal Roth). We have a taxable account from a windfall a few year back.
Before we found Boggleheads and MMM, we had it in managed mutual finds. Luckily the market was strong so we made $$ but sold it and put it in a low fee Vanguard account. Currently we will actually be taking a loss if we sell shares.
Basically my question is if I should sell shares in the taxable account to max out the Roth contributions for my wife and I in 2015?
Thanks,