I started reading recently and realized the necessity of a taxable investment account. I developed an allocation through Ameritrade's commission free mutual funds. I'd like some input from those with a little more knowledge than me. The funds I picked are:
Bond:
10% - BND - Vanguard Total Bond ETF
REIT:
10% - VNQ - Vanguard REIT Index ETF
Equity - US:
20% - VTI - Vanguard Total Stock ETF
10% - VTV - Vanguard Value ETF (Large cap)
10% - VUG - Vanguard Growth ETF (Large cap)
15% - VIG - Vanguard Dividend Appreciation Index ETF
Equity - Foreign:
25% - VEA - Vanguard Foreign (FTSE ex North America)
I'm 32, I'll be working 10-15 more years. I have retirement accounts, this is my stash account. My preference is to be moderately aggressive. When I get closer to retirement I'll plan on paring down the equity positions. In the meantime I won't be selling anything, but I'll "rebalance" by buying positions that have fallen below their desired allocation. I'd appreciate any comments about this allocation, am I on the right track?